If you’ve ever tried to send money to Singapore or wondered why your Australian dollars suddenly buy fewer Singapore dollars, the AUD/SGD exchange rate can feel like a moving target. Right now 1 Australian dollar fetches about 0.8969 Singapore cents according to mid-market data from Xe (currency converter). This article covers the live rate, what drives it, where it’s been, and what to expect — so you can make smarter conversion decisions whether you’re travelling, investing, or sending money.

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Current 1 AUD to SGD: 0.8969 ·
52-week range: 0.8250 – 0.9248 ·
All-time high (AUD/SGD): 1.2675 (July 2011) ·
All-time low (AUD/SGD): 0.7760 (March 2020)

Quick snapshot

1Confirmed facts
2What’s unclear
  • Whether AUD will strengthen in 2026
  • The exact timing of a rate rebound
  • Impact of future Monetary Authority of Singapore (MAS) policy divergences
  • The near-term direction of AUD/SGD given mixed economic signals
3Timeline signal
4What’s next
  • Trading Economics projects 0.84247 by end of quarter and 0.85204 in one year (Trading Economics)

Seven key data points, one pattern: the AUD/SGD rate has oscillated around 0.89 for most of 2025, well off its 2011 peak but recovering from the pandemic low.

Metric Value
Current rate (mid-market) 0.8969 SGD (Xe)
Day open 0.8944 (Trading Economics)
Day high 0.8988
Day low 0.8937
Previous close 0.8952
52-week high 0.9248
52-week low 0.8250

What is the AUD SGD exchange rate today?

How to get the live AUD SGD rate

  • Mid-market benchmark: Xe quotes 1 AUD = 0.895623 SGD (2026-07-05 UTC) (Xe).
  • Wise live rate: 1 AUD = 0.8912 SGD (mid-market) (Wise).
  • Trading Economics: reported 0.8963 on Oct 2025 (Trading Economics).

The implication: live rates vary by seconds and source, but the mid-market baseline sits near 0.897. Always compare before transacting.

What is a good exchange rate for AUD to SGD?

What factors determine a good rate?

  • Travel money: A rate within 1% of mid-market is excellent. Bank spreads often add 3-5%.
  • International transfers: Wise and OFX typically offer rates 0.5-1% above mid-market.
  • Historical average: The long-term average since 2010 is around 0.93-0.95 SGD per AUD (OFX 20-year data).

How to compare bank and transfer rates

The table below compares typical exchange rates and fees across major providers.

Provider Mid-market rate shown Typical fee (for 1,000 AUD) Effective rate for sender
Xe (currency converter) 0.8969 0% (conversion only, transfer fee separate) 0.8969
Wise (money transfer) 0.8912 0.5% + fixed ~0.8867
OFX (transfer service) 0.9000 (est.) $0 (uses margin on rate) ~0.8930
Major bank (e.g., CBA, ANZ) Not shown $0-$10 + 2-3% margin ~0.870

The catch: providers advertise headline rates but hide spread in the margin. Always calculate the all-in cost.

What was the highest AUD to SGD rate ever?

AUD/SGD all-time high and low

  • All-time high: 1.2675 SGD per AUD in July 2011 during the commodity super-cycle (OFX historical data).
  • All-time low: 0.7760 SGD per AUD in March 2020 as COVID-19 crushed risk appetite (OFX).
  • 2025 range extremes: 1 SGD = 1.1594 AUD low, 1.2397 AUD high (inverse: 0.8060 – 0.8621 SGD per AUD) (Exchange-Rates.org).

Major events affecting the rate

  • Commodity booms: When iron ore and coal prices surge, AUD tends to rally. The Reserve Bank of Australia (monetary authority) explains that higher commodity export prices increase demand for AUD.
  • China slowdown: Reduced Chinese industrial demand in 2024-2025 weighed on AUD.
  • Safe-haven flows: During crises (2008, 2020) investors flee AUD to USD and SGD, pushing the rate down.

Why this matters: the AUD/SGD pair is essentially a bet on commodity demand and Singapore’s trade surplus. The 2011 peak required a perfect storm of mining investment and Chinese infrastructure spending — a scenario unlikely to repeat soon.

Why is the AUD exchange rate so low?

What explains the recent weakness?

  • Falling commodity prices: Iron ore, coal, and LNG prices have declined, reducing Australia’s export income and demand for AUD (Reserve Bank of Australia).
  • China economic slowdown: Lower Chinese industrial demand in 2024-2025 has reduced Australian export volumes, weighing on the currency (Exchange-Rates.org).
  • Interest rate differentials: The US Federal Reserve and Monetary Authority of Singapore have maintained or raised rates relative to the RBA, making AUD deposits less attractive.

The pattern: the AUD/SGD rate is now roughly 30% below its 2011 peak, reflecting a structural shift in commodity demand and global monetary policy. Any recovery will depend on a sustained improvement in China’s economy and commodity prices.

Is AUD expected to rise or fall against SGD?

What do analysts predict for 2025-2026?

  • Trading Economics model: projects 0.84247 by end of current quarter and 0.85204 in one year (Trading Economics).
  • Market consensus: No strong directional view. Most forecasts see AUD/SGD between 0.84 and 0.92 through 2026.
  • Bull case: if iron ore prices rebound and China stimulus boosts growth, AUD could retest 0.92.
  • Bear case: persistent RBA rate cuts and strong SGD from MAS policy could push AUD below 0.83.

What factors could strengthen AUD?

  • Commodity price recovery: Iron ore and LNG are Australia’s top exports. Higher prices = higher AUD.
  • China stimulus: Any large-scale infrastructure spending lifts demand for Australian resources.
  • Interest rate differential: If RBA holds rates while other central banks cut, AUD yields attract capital.

The trade-off: AUD is a high-beta currency — it rallies hard in good times but drops fast in risk-off episodes. For Singapore dollar users, a rate above 0.90 is historically favourable for conversion.

Timeline: AUD/SGD rate history

  • – All-time high: 1 AUD = 1.2675 SGD (commodity boom). (OFX)
  • – All-time low: 1 AUD = 0.7760 SGD (COVID-19 crash). (OFX)
  • – Rate fluctuated between 0.85 and 0.95 as commodity prices softened and China re-opened.
  • – Rate hovers around 0.89–0.90. Exchange-Rates.org recorded a 2025 average of 1 SGD = 1.1869 AUD (inverse: 0.8426 AUD per SGD). (Exchange-Rates.org)

Bottom line: The AUD/SGD pair remains 30% below its 2011 peak. Investors and travelers should expect continued volatility linked to Chinese demand and commodity prices.

Confirmed facts

  • Current mid-market rate: 0.8969 (Xe)
  • 52-week range: 0.8250 – 0.9248 (Trading Economics)
  • All-time high: 1.2675 (July 2011) (OFX)
  • All-time low: 0.7760 (March 2020) (OFX)
  • AUD is influenced by commodity prices and China demand (Reserve Bank of Australia)

What’s unclear

  • Whether AUD will strengthen in 2026
  • The exact timing of a rate rebound
  • Impact of future MAS policy divergences
  • How quickly China’s economy will recover
  • The near-term direction of AUD/SGD given mixed economic signals

The live mid-market rate as of 5 July 2026 is 1 AUD = 0.895623 Singapore dollars.

Xe currency converter (live rate platform)

Our historical data covers more than 20 years of AUD to SGD exchange rates, broken down by daily, monthly and yearly periods.

OFX (currency exchange specialist)

The AUD/SGD pair is projected to trade at 0.84247 by the end of the quarter and 0.85204 in one year.

Trading Economics (financial data provider)

The upshot

For travelers and expats converting AUD to SGD in 2025–2026, the best strategy is to shop for rates within 0.5% of the mid-market and avoid bank margins that clip 2-3%. Services like Wise and OFX generally offer fairer pricing, but always check the all-in cost.

Why this matters

The AUD/SGD rate is a direct window into Australia’s commodity export health. When iron ore prices drop and China slows, the Australian dollar loses buying power in Singapore — and that hits pocketbooks of anyone with cross-border cash flows.

For an Australian resident sending $5,000 to Singapore, a 0.01 difference in the rate means $50 more or less in the recipient’s pocket. The choice is clear: use mid-market tools and avoid bank spreads, or risk paying 2-3% more than necessary on every transfer.

Additional sources

coincodex.com, scirp.org, exchangerates.org.uk, stockinvest.us, myfxbook.com

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Frequently asked questions

How do I convert AUD to SGD for the best rate?

Use a currency comparison site like Wise or Xe to get the mid-market rate, then choose a transfer service (Wise, OFX, Revolut) that charges a transparent fee rather than hidden margin. Avoid bank transfers which typically add 2-4%.

What fees do banks and transfer services charge for AUD/SGD?

Major Australian banks (CBA, NAB, Westpac, ANZ) often charge a $10-$20 flat fee plus a 2-3% margin on the exchange rate. Specialist services like Wise charge ~0.5% and OFX uses a 0.5-1% margin with no explicit fee. Always compare the effective rate.

How often does the AUD SGD rate change?

The rate updates in real-time during forex market hours (24/5). Retail platforms refresh every 30-60 seconds. Mid-market rates are continuous, but consumer rates may update less frequently.

Does the RBA interest rate affect the AUD SGD exchange rate?

Yes. Higher RBA interest rates relative to MAS rates make AUD deposits more attractive, boosting demand for AUD and strengthening the rate. The Reserve Bank of Australia lists interest rate differentials as a key driver.

Is it better to exchange AUD to SGD in Australia or Singapore?

Usually in Australia before departure, using a specialist service. Singapore money changers offer competitive rates for cash, but the spread can still be 1-2%. Online transfers (Wise, OFX) are often best for larger amounts.

What is the forecast for AUD/SGD in 2026?

Trading Economics projects 0.84247 by the end of the current quarter and 0.85204 in one year (Trading Economics). Most analysts see the pair averaging 0.85-0.90, with upside if commodity prices recover and downside if China weakens further.